United India Health Insurance Premium Calculator
Calculating health insurance premiums is of prime importance when buying or renewing a health insurance policy. To calculate health insurance premiums, there is an online tool known as a health insurance premium calculator that can be used free of cost at InsuranceDekho. A health insurance premium calculator helps the potential buyer get an estimate of the premium he/she will be charged for a particular policy. It simplifies the selection process for the customers and helps them make an informed buying decision.
How to Calculate the United India Insurance Premium Online?
The calculation of health insurance policy premiums may seem difficult to many. But, that’s not the case. One can calculate their health insurance policy premium at United India Insurance within no time and without investing too much effort, by the means of an online calculator. Unparalleled in increasing the efficiency of the process, the United India Health Insurance online calculator is a simple-to-use online tool using which enables the policyholder to calculate the premium of their specific health insurance plan without wasting time. The details required on an online calculator include-
- Age
- Policy term
- Medical history
- Coverage details
- Sum insured required
- The type of policy to be purchased
Online premium calculators save policyholders from complicated calculations. Note that adjustments to the calculated premium can also be made.
Why Calculate Health Insurance Premium Online?
Calculation of health insurance premiums is extremely important to not only find out the premium amount but also make the right health insurance choice. By calculating the premium in advance, a policyholder can –
- Find out the expected costs of purchasing health insurance
- Be sure of the exact expenses of the policy before purchase
- Ascertain they have chosen broad coverage at affordable prices
- Compare various health policies & choose the most suitable one
- Decide the best health insurance coverage level that suits the budget range
- Make desired changes in input details & calculate the best premium rates
- Change calculated insurance premiums by inserting different input details
Why Choose United India Health Insurance?
United India Insurance has been serving the insurance needs of hundreds and thousands of policyholders for the past many years. A celebrated general insurer, United India Insurance is backed by a vast number of 7000+ network hospitals which makes it the preferred choice for individuals seeking health insurance policies for themselves as well as their family members. Helping policyholders maintain their peace of mind as well as financial stability during a tough medical situation, United India Insurance offers a wide array of health insurance policies with wide coverage, but a low premium amount. Talking about the claim settlement process is easy, quick, and convenient as well. All in all, United India Insurance is the perfect health insurer to go with in every way.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
Select Age
Where do you live ?
Enter Area Pincode
Choose required Coverage for yourself?
Select Coverage
Calculate Premium
Disclaimer : Actual Premium might vary basis your location, age and number of members
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Select Age
Where do you live ?
Calculate Coverage
Disclaimer : Actual Coverage might vary basis your location, age and number of members
United India Health Insurance Top Up List
- Family ( 1 )
- Individual ( 1 )
- Top-up ( 2 )
Name of Plan | Sum Insured |
Super Top Up Medicare Policy Min: 3 Months; Max: 80 Years | 3 Lakh | Check Premium |
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FAQs
At what amount does the premium for United India Insurance policies start?
The premium for health insurance policies offered by United India Insurance starts at Rs. 2,891. Premiums are subject to change from time to time.
How is premium calculated for health insurance policies offered by United India Insurance?
The premium for health insurance policies offered by United India Insurance is calculated on the basis of age, gender, residential area, pre-existing diseases, current health condition, sum insured, policy tenure, etc.
How much extra premium am I required to pay on purchasing additional covers?
For the add-on cover of ambulance, the policyholders are required to pay an additional premium of Rs. 100. Whereas, for the add-on benefit of hospital daily cash, the policyholders have to pay an additional premium of Rs. 150 or Rs. 300 depending on the benefits they wish to avail.
Does United India Insurance offer any discount on the premium paid for the health insurance policies?
Yes. United India Insurance offers a discount on the premium paid for the health insurance policies.
Do I get tax benefit on the premium paid for health insurance policies offered by United India Insurance?
Yes. The policyholders are eligible for tax benefits on the premium paid for health insurance policies offered by United India Insurance.
How to calculate premiums of health insurance plans for parents offered by United India Insurance?
To calculate premiums for health insurance plans offered by United India Insurance, you can use the health insurance premium calculator available at InsuranceDekho. It is a free tool that helps you get an estimate of the premium to be paid for a particular health insurance plan, in no time.
What are the benefits of the United India Insurance premium calculator?
- Health insurance premium calculator makes it simple to calculate premiums of different health insurance plans in no time
- It keeps you informed about the premium that you will be required to pay for a particular health insurance policy if you buy that
- With a health insurance premium calculator, you can customise the policy benefits and see the premium change.
What are the factors that affect the health insurance premium of United India Insurance plans?
- Age
- Sum insured
- Number of family members covered
- Policy term
- Pre-existing diseases
- Co-payment clause
- Add-on benefit(s)
- Body Mass Index
- Geographical location.
Do I have to pay GST on premiums paid for United India Insurance plans?
Yes. You are required to pay GST at the rate of 18% on the premiums paid for health insurance plans for United India Health Insurance.
How to lower premiums for United India Insurance plans?
- Buy health insurance policy when young. It will help you save on the premium.
- Choose a co-payment option under health insurance plans.
- Select long term health insurance plans.
- Choose deductibles wisely.
- Choose top-up health insurance plans for extensive coverage as they come at affordable premiums.
- Opt for family floater health insurance plans instead of individual health insurance plans.
User Reviews
Rating based on
222 User reviews
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What users are saying
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Smooth Purchase Journey
I recently purchased United India health insurance for me and my family from InsuranceDekho, and the entire process was incredibly smooth. The website is user-friendly, making it easy to compare policies and choose the plan that best suits my needs. Read More
United India
By Shreya Ghosh
On: May 30, 2024
Flexible Premium Payment Alter.
The website of InsuranceDekho is very easy to use. I have recently bought the United India Health Insurance Policy at the portal and found it useful. I paid the premium for it via my debit card. There were Multiple Payment options as well but I found paying through a debit card more convenient. Thanks, InsuranceDekho for helping me buy the United India Health Insurance policy. Read More
United India
By Komal Singh
On: Apr 02, 2024
Best Insurance Advice
Thank you InsuranceDekho for suggesting the United India Health Insurance Plan. I liked my health insurance policy. The customer care team of the Insurancedekho company is friendly and hardworking. I am satisfied as it covers me and my family under the best health plan. The services and facilities made my overall purchase much easier and more comfortable. Read More
United India
By Tushar Verma
On: Mar 08, 2024
Smooth Purchase Journey
I recently purchased United India health insurance for me and my family from InsuranceDekho, and the entire process was incredibly smooth. The website is user-friendly, making it easy to compare policies and choose the plan that best suits my needs. Read More
United India
By Shreya Gosh
On: Feb 28, 2024
Best Insurance Company
I suggest everyone buy a health insurance policy online from the InsuranceDekho. Besides providing online consultations by insurance experts, their customer support team members came to my house for personalized advice and helped me buy health insurance plans. I am happy to have bought the United India Health Insurance Policy smoothly from their website. Read More
United India
By Mayank Chopra
On: Jan 08, 2024
Find the right United India Health Insurance for you
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