The Affordable Care Act (ACA) gives more people access to health insurance. Use the ACA's Health Insurance Marketplace to find more affordable health insurance options.
To be eligible to enroll in health coverage through the Marketplace, you:
Under the Affordable Care Act (ACA), you have special patient protection when you are insured through the Health Insurance Marketplace:
The amount you pay for your health insurance may depend on where you live, your income, and the size of your household. Health insurance costs include a premium, which is what you pay for your insurance plan each month. But, if you seek health care services, you may also have to pay out-of-pocket costs. Learn about these out-of-pocket costs, including:
There is a wide range of Health Insurance Marketplace plans to choose from. They offer coverage for not only medical care but also dental and vision. Find out what services all plans cover and what additional coverage is available.
To get started, go to Healthcare.gov to find your state Health Insurance Marketplace. Each state's Marketplace has its own enrollment instructions.
If you experience a life event like moving or having a baby, you may be able to change your coverage during a special enrollment period. You may also qualify for a special enrollment period if your household income is below a certain amount.